Serving the Okanagan Since 1994
#6 - 1131 Lawson Ave Kelowna, BC

We recently had to use our medical insurance , my husband was hospitalized in the USA for four days . If it hadn’t been for Anne….we would have been hooped. She dug in and fought tooth & nail for us…NEVER giving up….gathered all the information needed to fight our case. Our appeal was rejected twice…that didn’t stop her one bit….she continued to fight on. I’m happy to report that on the third try….they over turned our appeal and agreed to pay for everything. We were TOTALY lost as to where to begin….Anne just stepped in and took over…she is SO up on everything and every angle to try…. We have dealt with her for several years…and have recommended her to several of our snow bird friends….all have been more than happy with the service they got….. If you want good service, and know you have someone who will help you should you need her….I highly recommend Anne. We hope to meet her on our next trip through Kelowna. Not only did we get GREAT service….we now have a new friend…….

Marg & Glen Brink

A few months ago, settling in to enjoy the winter in Arizona, we encountered a medical emergency which involved a four-day stay in the hospital, various tests and a flight to return back to Canada. Fully aware of the travel insurance requirements, we immediately notified Anne, absolutely confident that she would be our advocate and guide us through the necessary process. Experienced and knowledgeable, Anne skillfully navigated the complexities of the claim. Understanding the importance of addressing the appropriate contacts, she was able to define the necessary steps to a positive outcome. Incredibly efficient and deeply committed to her clients, she provides support, encouragement and very positive results. We are truly grateful that our claim was processed and completed in a short time.

Elsie & Henry

We first met Anne Nikiforuk and her amazing team at OIS Financial back in 2011. Since then every year we have been purchasing our travel insurance with them. In the past we have never had any medical issues. This year (2018), however, my husband Dave did and our medical insurance claim was denied. We were in shock! We went straight to Anne at OIS for her advice, right away Anne took over all the correspondence and phone conversations regarding our denied claim. Anne was dedicated to every detail. After many, many weeks, with Anne working tirelessly (at no cost to us), we were able to come to an agreement with the insurance company. Thank you Anne and your committed team at OIS Financial for everything you did for the both of us. Dave & I so grateful! We have and will always refer Anne to our family and friends knowing they will be in good hands. Definitely PEOPLE you can TRUST!

Dave & Sheila Dougan

We have been very happy OIS Financial clients for over 12 years! Anne has always done a wonderful job ensuring our life and travel insurance needs are met. We never worry about our coverage because Anne knows exactly what we need! We highly recommend contacting Anne and her team at OIS Financial – they will take care of you!

Jamie and Kia Robertson

We have enjoyed your excellent and friendly service for a number of years, we always know that you will find the best coverage and price…

Orville and Maureen Endicott

Anne Nikiforuk is a consummate professional. She is easy to do business with, knows the Insurance providers and their products, listens…


We have dealt with Anne for quite a few years and highly recommend her services to anyone looking for travel insurance. Since she deals with a large number of companies, she has the opportunity to choose just the right plan for your individual needs. We recently had an out of country medical emergency and Anne was very supportive and also available when we needed questions answered.

Frank & Marg M

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